Cost of Saving

Is it worth it?

Pick what you are deciding and answer the questions with your own numbers. Tap Example to see a worked case first.

Your numbers

Money can be typed as 79, $1,200 or 25k. A chance as 8%, 1 in 12 or 0.08.

    Show the working

    How this answer was worked out

    What this cannot tell you

    • Your real chance. The answer is only as good as that number, so look for repair, claim or success rates for your exact case.
    • The fine print: excesses, exclusions, late fees, and cover you may already have through a card or an employer.
    • What it is worth to you beyond money: peace of mind, convenience, or the fun of playing.

    The examples use round, illustrative numbers. For several different outcomes at once, such as every prize tier of a lottery, use the detailed version.