Cost of Saving

What am I really making?

A job pays a wage and costs something to hold. Pick the work and answer the questions.

Gig work: log every shiftFor a business: weigh a gain

Your numbers

Money can be typed as 79, $1,200 or 25k. A chance as 8%, 1 in 12 or 0.08.

    Show the working

    How this answer was worked out

    What this cannot tell you

    • Your real chance. The answer is only as good as that number, so look for repair, claim or success rates for your exact case.
    • The fine print: excesses, exclusions, late fees, and cover you may already have through a card or an employer.
    • What it is worth to you beyond money: peace of mind, convenience, or the fun of playing.

    The examples use round, illustrative numbers. Every formula is on the formulas page.